What We Do
Golden Mortgage creates value for clients by offering home loans with discounted interest rates that we broker from lenders and banks. Our partnered lenders pay us for bringing them business, and our clients save money by receiving lower rates on borrowed money. Our reputation, knowledge, and industry expertise allow us to find the best loan product for your unique needs.
While interest rates, loan products, and industry regulations can change at any time, our most popular loan is the 30-year fixed rate mortgage. Below are some additional products we offer to our clients:
Fixed Rate Mortgages with 10, 15, 20, 25, and 30-year terms
Conventional, High Balance, and Jumbo Loans
Adjustable Rate Mortgages with 5, 7, and 10-year introductory fixed terms
FHA Loans for borrowers with lower credit scores and/or smaller down payments
Manufactured or Mobile Home Loans
Home Equity Lines of Credit
Hard Money Loans for borrowers with unique income and credit history
“I have been working with Golden Mortgage for going on a decade, and have recommended them to all my friends and family. They are professional, extremely knowledgeable and punctual, and trustworthy. The best mortgage company in the Bay Area!”
“Golden Mortgage took the worry out of the entire home buying process, all while remaining friendly, professional, knowledgeable and always accessible. The team exceeded my expectations at every turn. They’re the go-to for impeccable mortgage service!”
“My Husband and I have worked with Golden Mortgage for over twenty years. I highly recommend Golden Mortgage for your home financing needs. Scott and Chris are able to find quick solutions at low rates with no cost to close. They are always looking for ways to lower your payment and truly make the loan process easier.”
“I have known Scott since 2001. I reached out to Scott for his expertise after a very negative experience with my bank trying to refinance my home mortgage. Scott made the loan process simple, giving me options that I had not considered. I had such a good experience with Scott that I have refinanced my home mortgage and home equity loan two times with him. I consider Scott not as my mortgage broker but as my friend.”
“Golden Mortgage helped me finance my first home purchase. Scott, Chris and Melissa were always available for questions. I recommend Golden Mortgage to all my friends and family.”
“When we looked to buy a new home for our extended family, we knew the purchase process would be complicated due to our rather unique circumstances. But the team at Golden Mortgage helped not only to get us a great rate but also to streamline and make all aspects of the process very easy for us to understand and quickly complete. Golden Mortgage is a family business and it shows. They certainly made us feel like part of their family. If and when the need arises again, we wouldn’t dream of using anyone else. Golden Mortgage got us the perfect loan!”
Family owned & operated residential mortgage company located in downtown Los Gatos, CA. Established in 1987. SCU '81 & '07. BRE 01000512 / NMLS 333563 Error: The account for goldenmortgageco needs to be reconnected.
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Family owned & operated residential mortgage company located in downtown Los Gatos, CA. Established in 1987. SCU '81 & '07. BRE 01000512 / NMLS 333563
Error: The account for goldenmortgageco needs to be reconnected.